Common Title Issues We See in Minnesota—and How We Solve Them

When buying or selling a home, the last thing you want is a surprise at the closing table. Network Title, Inc., based in Vadnais Heights, has seen unexpected title issues that could delay or derail a real estate transaction. Fortunately, we know how to fix them.

With over 30 years of experience serving clients across Minnesota and Wisconsin, our team is here to protect your investment, ensure legal clarity, and keep your closing on track.

Common Title Problems in Minnesota

Whether you’re purchasing your first home, refinancing, or closing on investment property, here are a few of the most common title issues we encounter in our region:

1. Unknown Liens

One of the most frequent problems is discovering unpaid liens on a property—sometimes from previous owners. These can include mechanics’ liens, unpaid utility bills, or tax liens, all of which must be resolved before a clean title can be transferred.

2. Boundary Disputes or Survey Errors

In Minnesota, particularly with older properties or rural land, we sometimes see issues where property lines are unclear or disputed. Inaccurate surveys or missing legal descriptions can cause confusion about where one property ends and another begins.

3. Errors in Public Records

Clerical errors in deeds, incorrect names, or filing mistakes can impact ownership records. These are more common than people think and must be corrected through legal processes to prevent future claims.

4. Unreleased Mortgages

Sometimes, a prior mortgage is paid off but never properly recorded. Until it’s officially released in public records, it appears as an outstanding debt, potentially holding up your closing.

5. Heirship or Probate Issues

If a property was inherited and the proper legal steps weren’t taken during probate, ownership may be clouded. This can delay sales and even require court intervention.

6. Forged or Fraudulent Documents

Although rare, we’ve also encountered fraudulent deeds or forged signatures. These serious issues demand quick legal action and title insurance protection.

How Network Title Solves These Problems

We don’t just uncover issues; we solve them. Our in-house title professionals and experienced closers collaborate closely with real estate agents, attorneys, lenders, and local officials to efficiently clear title defects. Whether it’s tracking down missing documents, resolving liens, or coordinating with courts for probate clarification, we handle it with speed, accuracy, and care.

We also provide:

• Title insurance to protect against future claims

• Flexible scheduling and mobile closings

Protect Your Closing with Network Title

A clear title is non-negotiable when buying or selling real estate. Trust Network Title, Inc. to uncover and resolve issues before they become problems.

Since 1993, we’ve helped thousands of clients close with confidence—because we know how to protect what matters most. Ready to close with confidence? Contact Network Title in Vadnais Heights today to ensure your transaction is protected from start to finish.